1. Purpose of the Services
Artitatil.com provides information, analysis, and educational content on personal financial management, investing, and financial freedom planning. Our services are strictly informative and in no way constitute personalized financial advice, an investment recommendation, an offer to sell, or a solicitation to purchase financial products.
The information presented is general in nature and may not be suitable for your personal situation. You are solely responsible for the financial decisions you make.
2. Acceptance of the Terms
Accessing and using the Artitatil.com website implies full and complete acceptance of these General Terms of Use (GTU). If you do not accept these terms, you must immediately cease using the site.
We reserve the right to modify these GTU at any time. The applicable version is the one in force at the time of your use. It is your responsibility to review them regularly.
3. User Rights and Obligations
By using our services, you agree to:
- Use the information provided in a legal manner and in accordance with its educational purpose.
- Not reproduce, distribute, or commercially exploit our content without prior written authorization.
- Provide accurate and non-misleading information if you interact with us (e.g., contact form).
- Not disrupt the operation of the site or attempt to access unauthorized areas.
3.1 Access to Content
Access to the majority of content is free. We may offer additional content or services subject to specific conditions (subscription, purchase). These conditions will be communicated clearly and transparently before any financial commitment.
4. Limitation of Liability
To the fullest extent permitted by law, Artitatil.com and its contributors disclaim any liability for:
- Investment decisions or financial losses resulting from the use of our information.
- The accuracy, completeness, or timeliness of the published information, although we strive to keep it up to date.
- Temporary or permanent interruptions of the site for maintenance, updates, or causes beyond our control.
- Direct or indirect damage to your equipment during the use of the site.
Our services are provided "as is" and "as available," without any warranty of any kind, express or implied.
5. Intellectual Property
All elements of the site (texts, graphics, logos, layout) are the exclusive property of Artitatil.com or its licensors and are protected by French and international intellectual property laws. Any unauthorized reproduction is prohibited.
6. Termination and Suspension
We reserve the right to suspend or terminate your access to the site, without notice, in case of violation of these GTU or activity deemed harmful to the service or other users.
6.1 For Paid Services
The conditions for termination, refund, and renewal for any paid service will be detailed in the specific contractual conditions for that service. No refund will be granted for unused periods of an annual subscription, unless otherwise provided by law.
7. Contact and Legal Questions
For any questions regarding these general terms of use, you can contact us:
These GTU are governed by French law. In case of dispute, and after failure of an attempt at amicable resolution, the competent courts will be those of the jurisdiction of our registered office.